View all 34 photos →

Monroe · Monroe, NC

416 Ambrose Lane

Monroe, NC · 2,262 sqft

$465,000

  • 3Beds
  • 2.5Baths
  • 2,262SqFt
  • 1993Year
  • 1Days on market

About this home

Enjoy the peace and privacy of this charming brick ranch nestled on nearly an acre in a quiet, established neighborhood. Freshly painted throughout, this 3 bedroom, 2.5 bath home features hardwood floors, a spacious living room with a beautiful gas fireplace, and a versatile bonus room. The kitchen offers warm wood cabinetry, stainless appliances and gas range with double ovens. All appliances remain. A bright four-season sunroom overlooks the private, fenced backyard, creating a wonderful space to relax and enjoy the outdoors plus a patio for grilling and entertaining. The primary suite features an en-suite bath with dual sinks, garden tub and separate shower, while a convenient half bath has been added to the utility/laundry room. Secondary bedrooms feature hardwood flooring and ample closet space. Outside, you'll find exceptional flexibility with an attached two-car carport, additional single-car carport, detached garage/workshop and storage shed. Sellers have thoughtfully maintained this beautiful home with a brand-new roof installed in August 2026 with transferable warranty, Gas Pack June 2021 and plenty of room both inside and out, this property offers a comfortable retreat with space, privacy and room to make it your own.

Property details

Beds
3
Baths
2.5
SqFt
2,262
Lot
Year built
1993
Type
Single Family
Days on market
1
Garage
1
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Wall Unit(s)
Foundation
Crawl Space
Flooring
Carpet

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,364/ month

Principal & interest
$2,879
Property tax (~0.90%)
$348
Homeowners insurance
$135
HOA dues

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$144,182 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.