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Denver · Denver, NC

4145 Summit Ridge Lane

Denver, NC · 3,419 sqft

$1,100,000

  • 4Beds
  • 3Baths
  • 3,419SqFt
  • 2005Year
  • 28Days on market

About this home

Deeded boat slip and a stunning resort-style pool set the stage for this charming 2-story home in Denver’s amenity-rich Sailview community, offering exceptional indoor-outdoor living and the ultimate Lake Norman lifestyle. This warm and inviting floor plan features a dramatic two-story great room filled with natural light from expansive windows, creating an airy and welcoming atmosphere. A delightful sunroom offers the perfect spot for morning coffee with seamless access to the backyard retreat. Step outside to an extraordinary fenced backyard oasis designed for entertaining, featuring a pergola, in-ground saltwater pool, and a striking stacked-stone gas fireplace, ideal for gatherings year-round. The main level includes a flex room for an office with a full bath, or perfect for guests or flexible living needs for a 5th bedroom. Upstairs, the spacious primary suite boasts dual closets and vanities, accompanied by two additional bedrooms, a convenient laundry room, and a large bonus room offering endless possibilities. Curb appeal abounds with a charming front porch made for rocking chairs and relaxing mornings. Located in highly desirable Sailview, residents enjoy top-tier amenities including a community pool, clubhouse, tennis and pickleball courts, sidewalks, streetlights, and a vibrant social calendar. A truly special home offering comfort, style, and an active lake lifestyle.

Property details

Beds
4
Baths
3
SqFt
3,419
Lot
Year built
2005
Type
Single Family
Days on market
28
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
HOA dues
$971 / yr

Features

  • Attic Stairs Pulldown
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,039/ month

Principal & interest
$6,812
Property tax (~0.90%)
$825
Homeowners insurance
$320
HOA dues
$80

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$344,544 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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