Charlotte · Charlotte, NC
4145 Ruth Creek Court
Charlotte, NC · 2,694 sqft
$416,990
- 5Beds
- 2.5Baths
- 2,694SqFt
- 2026Year
- 1Days on market
About this home
The Waring III floor plan was designed for this spectacular wooded lot. Main level living with plenty of space for spreading out upstairs with a Loft that is 21 x 22 ft. The open-concept layout seamlessly connects the spacious family room, kitchen, formal dining room or office, and breakfast area. Also on the first floor is the owner's bedroom with ensuite bath and a generous walk-in closet as well as the laundry room. Upstairs, you will have 4 large bedroom and the extra-large LOFT. This is the house EVERYONE wants in a convenient location off Sunset Road - inside IH 485 and IH 77 just minutes to Uptown Charlotte.
Property details
- Beds
- 5
- Baths
- 2.5
- SqFt
- 2,694
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Farmhouse
- Heating
- Electric
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $700 / yr
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,127/ month
- Principal & interest
- $2,582
- Property tax (~1.05%)
- $364
- Homeowners insurance
- $121
- HOA dues
- $58
Down payment
$20,849 down · $396,140 financed
Income to qualify (28% rule)
~$134,029 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 19 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
