Shelby · Shelby, NC
413 S Washington Street
Shelby, NC · 6,058 sqft
$850,000
- 6Beds
- 3.5Baths
- 6,058SqFt
- 1909Year
- 93ft x 205ftLot
- 1Days on market
About this home
SS Royster House – A Rare Opportunity to Own a Piece of Shelby History
Step back in time and experience the grandeur of the SS Royster House, an impressive 1909 Colonial Revival residence that stands as one of Shelby's distinguished historic homes. Offering more than 5,000 square feet of living space, this remarkable property showcases the timeless craftsmanship, architectural character, and generous room sizes that define a bygone era.
Lovingly cared for by its current stewards, the home has undergone significant updates in recent years, blending modern comfort with historic charm. Improvements include renovated kitchens and bathrooms, updated HVAC systems, and electrical enhancements, allowing the next owner to enjoy the best of both worlds—historic elegance and contemporary convenience.
From its stately presence and expansive rooms to its rich history and enduring character, the SS Royster House offers endless possibilities. Whether envisioned as a grand private residence, a multi-generational home, or a charming bed-and-breakfast, this property provides a unique opportunity to create a lasting legacy.
Ideally located within walking distance of downtown Shelby, you'll enjoy easy access to some of the area's most beloved destinations, including the Cleveland County Arts Council, the Earl Scruggs Center, and the Don Gibson Theatre. Stroll downtown to discover local restaurants, breweries, boutiques, coffee shops, entertainment, and community events that make Shelby such a vibrant place to call home.
Become the next steward of the SS Royster House and write the next chapter in the story of this extraordinary historic property.
Property details
- Beds
- 6
- Baths
- 3.5
- SqFt
- 6,058
- Lot
- 93ft x 205ft
- Year built
- 1909
- Type
- Single Family
- Days on market
- 1
- Style
- Colonial
- Heating
- Ductless
- Cooling
- Ductless
- Foundation
- Basement, Crawl Space
- Flooring
- Tile, Wood
- View
- City
Features
- Attic Stairs Fixed
- Entrance Foyer
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,149/ month
- Principal & interest
- $5,264
- Property tax (~0.90%)
- $637
- Homeowners insurance
- $247
- HOA dues
- —
Down payment
$42,500 down · $807,500 financed
Income to qualify (28% rule)
~$263,559 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.