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Lincolnton · Lincolnton, NC

4126 Ritchfield Drive

Lincolnton, NC · 1,512 sqft

$249,999

  • 4Beds
  • 2Baths
  • 1,512SqFt
  • 2002Year
  • 1Days on market

About this home

Completely remodeled and move-in ready, this beautiful 4-bedroom, 2-bath home offers the perfect blend of modern updates and comfortable living. Recent improvements include a brand-new roof and HVAC system, providing peace of mind for years to come. The spacious floor plan features fresh interior finishes throughout, updated flooring, a beautifully renovated kitchen, and stylishly updated bathrooms. The large primary suite offers a private retreat, while three additional bedrooms provide ample space for family, guests, or a home office. Conveniently located in Lincolnton, this home is close to shopping, dining, schools, and major roadways, making everyday living both easy and convenient. Whether you’re a first-time homebuyer, looking for more space, or seeking a turnkey property, this home is ready for its next owner. Schedule your showing today.

Property details

Beds
4
Baths
2
SqFt
1,512
Lot
Year built
2002
Type
Single Family
Days on market
1
Heating
None
Cooling
None
Foundation
None

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,783/ month

Principal & interest
$1,548
Property tax (~0.78%)
$162
Homeowners insurance
$72
HOA dues

Down payment

$12,499 down · $237,499 financed

Income to qualify (28% rule)

~$76,446 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.