View all 42 photos →

Charlotte · Charlotte, NC

4123 Mountain Cove Drive

Charlotte, NC · 3,682 sqft

$835,000

  • 5Beds
  • 3Baths
  • 3,682SqFt
  • 1997Year
  • 1Days on market

About this home

Welcome to this spacious five-bedroom, three-bathroom home situated on a half-acre homesite, offering a versatile floor plan, abundant natural light, and plenty of space for everyday living and entertaining. The main level features a private guest bedroom, dedicated home office, and formal dining room, providing flexibility for a variety of needs. At the heart of the home, the inviting living room is filled with natural light and highlighted by soaring cathedral ceilings that create an open, airy feel.

The thoughtfully designed laundry room offers a utility sink and an abundance of additional storage, adding convenience and functionality. Upstairs, the generously sized primary suite provides a relaxing retreat with tray ceilings and a spa-like en-suite bath featuring a soaking tub and separate glass-enclosed shower. Additional bedrooms and a second-floor bonus room offer even more flexible space for guests, recreation, hobbies, or a media room.

Beyond the home itself, this half-acre homesite offers plenty of room to enjoy the outdoors, and residents of the Overlook community enjoy access to a wonderful array of amenities, including a community pool, tennis courts, a boat ramp for easy access to Mountain Island Lake, and scenic walking trails throughout the neighborhood, perfect for outdoor recreation, lake access, and an active lifestyle.

Property details

Beds
5
Baths
3
SqFt
3,682
Lot
Year built
1997
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$1,842 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,299/ month

Principal & interest
$5,171
Property tax (~1.05%)
$730
Homeowners insurance
$243
HOA dues
$153

Down payment

$41,750 down · $793,250 financed

Income to qualify (28% rule)

~$269,960 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.