Union Mills · Union Mills, NC
412 Whitestone Circle
Union Mills, NC · 1,232 sqft
$335,000
Reduced from $349,000
- 2Beds
- 2Baths
- 1,232SqFt
- 2012Year
- 33Days on market
About this home
Nestled on over 1.5 private acres in the gated Hearthstone Ridge community, this charming 2-bed, 2-bath farmhouse retreat offers the perfect blend of rustic character and modern comfort. Soaring vaulted ceilings with exposed timber beams and a cozy woodstove set a welcoming tone in the main living space. The updated kitchen features stainless steel appliances and leathered granite countertops. Both bedrooms offer private ensuite baths—including a dual-entry layout for convenient guest access. Enjoy private, wooded surroundings from the spacious screened back porch, complete with a small fenced area, storage shed, and a paved U-shaped driveway. Ideal as a primary home or mountain getaway!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,232
- Lot
- —
- Year built
- 2012
- Type
- Single Family
- Days on market
- 33
- Heating
- Heat Pump, Wood Stove
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl
- HOA dues
- $435 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,459/ month
- Principal & interest
- $2,074
- Property tax (~0.90%)
- $251
- Homeowners insurance
- $97
- HOA dues
- $36
Down payment
$16,750 down · $318,250 financed
Income to qualify (28% rule)
~$105,426 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.