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Morganton · Morganton, NC

411 W Union Street

Morganton, NC · 3,645 sqft

$799,000

Reduced from $889,000

  • 4Beds
  • 3Baths
  • 3,645SqFt
  • 1892Year
  • 38Days on market

About this home

Built in 1892 and recognized on the National Register of Historic Places, this remarkable Victorian is more than a home. It is a piece of Morganton's history, thoughtfully preserved and beautifully enhanced for modern living. A wraparound porch welcomes you inside, where soaring ceilings, original wood floors, marble and stone accents, pocket doors, and multiple fireplaces reflect the craftsmanship of another era. Gracious formal rooms invite lively gatherings and quiet conversation alike, while the library, study, and beautifully restored dining room offer spaces filled with warmth and character. At the heart of the home, the fully renovated kitchen blends timeless style with modern function, featuring custom cabinetry, quality appliances, generous workspace, and finishes that complement the home's historic architecture rather than compete with it. Upstairs, three spacious bedrooms continue the home's story with abundant natural light, distinctive architectural details, and beautifully updated baths. Every improvement has been made with respect for the home's heritage, including a new Presidential shingle roof, comprehensive crawl space encapsulation, electrical upgrades, kitchen renovation, landscaping, and numerous mechanical improvements that provide confidence without sacrificing authenticity. Outside, the beautifully landscaped 0.76-acre lot feels like a private garden in the heart of downtown Morganton, complete with a fire pit, mature trees, and inviting outdoor spaces designed for entertaining or quiet evenings under the stars. A detached two-car garage, sidewalks, and easy access to downtown restaurants, breweries, shops, and community events complete an offering that is rarely found. For those who appreciate historic homes, timeless architecture, and the opportunity to own one of Morganton's landmark residences, this is a home that will be admired for generations.

Property details

Beds
4
Baths
3
SqFt
3,645
Lot
Year built
1892
Type
Single Family
Days on market
38
Garage
2
Style
Victorian
Heating
Forced Air, Humidity Control, Natural Gas
Cooling
Central Air, Heat Pump, Humidity Control, Multi Units, Zoned
Foundation
Basement, Crawl Space
Flooring
Marble, Stone, Tile, Wood

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,780/ month

Principal & interest
$4,948
Property tax (~0.90%)
$599
Homeowners insurance
$233
HOA dues

Down payment

$39,950 down · $759,050 financed

Income to qualify (28% rule)

~$247,745 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.