View all 24 photos →

Lenoir · Lenoir, NC

410 Spruce Street SW

Lenoir, NC · 1,320 sqft

$239,900

Reduced from $249,900

  • 3Beds
  • 1.5Baths
  • 1,320SqFt
  • 1916Year
  • 31Days on market

About this home

Perfect Starter Home for those who are Budget-Conscious -This turnkey, move-in ready 3-bedroom, 1½-bath bungalow is ideal if you are dreaming of buying a home without compromising on quality & price. Beautifully renovated with modern finishes, it features newly refinished hardwoods throughout, tile in bathrooms and laundry, and a large covered front porch plus spacious back deck. The kitchen offers custom cabinets, granite countertops, and all appliances included (range, dishwasher, microwave, refrigerator). Both bathrooms are fully updated with stylish, contemporary finishes. A dedicated laundry/mud room includes new washer and dryer that convey, and a partial basement with exterior access, providing additional storage. Located just steps from downtown Lenoir, this home is within walking distance to the elementary school, shops, restaurants, and community events—making it a perfect, low-maintenance start to homeownership.

Property details

Beds
3
Baths
1.5
SqFt
1,320
Lot
Year built
1916
Type
Single Family
Days on market
31
Style
Bungalow
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,735/ month

Principal & interest
$1,485
Property tax (~0.90%)
$179
Homeowners insurance
$69
HOA dues

Down payment

$11,995 down · $227,905 financed

Income to qualify (28% rule)

~$74,385 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.