View all 28 photos →

Rutherfordton · Rutherfordton, NC

409 North Dakota Drive #307

Rutherfordton, NC · 1,232 sqft

$392,000

  • 3Beds
  • 2Baths
  • 1,232SqFt
  • 2009Year
  • 12Days on market

About this home

Beautiful log cabin home with 3 bedrooms and 2 baths. Located in the gated community of Clear Water Creek. This home is located approximately 15 mins to shopping and restaurants yet you still have that private country feel. Nicely done Hardwood and Slate floors are through out the home. The whole yard surrounding home is fenced with locking entrance gate for complete privacy. This home has had many great updates in the past 6 years. 2025 New kitchen appliances, New Pella sliding glass door and New Trex decking and stairs on wrap around deck. 2022 Granite counter tops in kitchen and both bathrooms. 2023 all New plumbing pipes in crawlspace and under kitchen sink. 2021 New Architectural shingled roof, HVAC inside and out with all new duct work and Logs were stained. This property comes with an extra lot across the street that is buildable and can have an entrance on N Dakota Dr or Midnight Pass. The extra lot is 1.51 acres and the Home is on 1.18 acres Home sits on 1.18 acres. You can live in the home and build an Air B&B across the road to rent out! Home is being sold furnished! All kinds of possibilites come with this. Easy commutes to Charlotte or Asheville. Schedule your private showing today!

Property details

Beds
3
Baths
2
SqFt
1,232
Lot
Year built
2009
Type
Single Family
Days on market
12
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
HOA dues
$400 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,869/ month

Principal & interest
$2,427
Property tax (~0.90%)
$294
Homeowners insurance
$114
HOA dues
$33

Down payment

$19,600 down · $372,400 financed

Income to qualify (28% rule)

~$122,975 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.