Bessemer City · Bessemer City, NC
409 N 12th Street
Bessemer City, NC · 1,800 sqft
$298,900
- 3Beds
- 2Baths
- 1,800SqFt
- 1920Year
About this home
Welcome home to this charming, move-in-ready property situated on a premium corner lot in the heart of Bessemer City. A welcoming wrap-around porch invites you to unwind before heading inside to an airy, light-filled layout featuring high ceilings, three bedrooms, and two beautifully updated full baths. The heart of the home features an updated kitchen that flows seamlessly into a dedicated dining space, making it perfect for family meals and entertaining. Enjoy ultimate functionality with a massive pull-down attic for storage, alongside major 2023 updates to both the HVAC and electrical systems. Located just minutes from historic downtown festivities and featuring direct sidewalk access, this home offers peaceful small-town living with a quick, convenient commute to Gastonia, Kings Mountain, Two Kings Casino, and Charlotte via nearby I-85. Great News! This home fall within the USDA Eligible Map which could allow for a 100% option.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,800
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Style
- Arts and Crafts, Ranch
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,162/ month
- Principal & interest
- $1,851
- Property tax (~0.90%)
- $224
- Homeowners insurance
- $87
- HOA dues
- —
Down payment
$14,945 down · $283,955 financed
Income to qualify (28% rule)
~$92,679 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.