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Albemarle · Albemarle, NC

409 Moss Springs Road

Albemarle, NC · 1,195 sqft

$209,900

  • 3Beds
  • 1.5Baths
  • 1,195SqFt
  • 1972Year
  • 1Days on market

About this home

Welcome to this beautiful, fully turn-key home offering the perfect combination of modern updates and charm in Albemarle. This move-in ready home features 3 bedrooms and 1.5 baths, making it an ideal retreat for easy day-to-day living. Step inside to discover a freshly painted interior filled with natural light, highlighted by updated flooring that flows seamlessly throughout the home. The kitchen boasts sleek quartz countertops, fresh finishes, and ample space for preparing meals and gathering. Both bathrooms have been tastefully updated with new vanity installations, bringing a crisp, stylish aesthetic to the layout. Outdoors, an attached carport provides covered parking and additional storage convenience.

Situated in a prime Albemarle location, this property offers unbeatable proximity to daily essentials and recreation. Residents will love being just moments away from Atrium Health Stanly, historic downtown Albemarle’s local dining and shops, major commercial retail centers, and the natural beauty of nearby Morrow Mountain State Park and Badin Lake. Adding even more value, this home qualifies for 100% financing options, offering an exceptional opportunity to achieve homeownership with zero down payment for qualified buyers.

Property details

Beds
3
Baths
1.5
SqFt
1,195
Lot
Year built
1972
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space

Features

  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,518/ month

Principal & interest
$1,299
Property tax (~0.90%)
$157
Homeowners insurance
$61
HOA dues

Down payment

$10,495 down · $199,405 financed

Income to qualify (28% rule)

~$65,083 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.