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Lenoir · Lenoir, NC

409 Cottrell Hill Road

Lenoir, NC · 1,440 sqft

$274,900

Reduced from $289,900

  • 3Beds
  • 2Baths
  • 1,440SqFt
  • 1986Year
  • 27Days on market

About this home

Charming One-Level Home in Lower Creek

Welcome home to this well-maintained 3-bedroom, 2-bath, one-level home in the desirable Lower Creek area! Conveniently located just minutes from schools, shopping, dining, and everyday amenities, this home offers comfort, functionality, and plenty of space both inside and out.

The spacious living room and hallway feature beautiful prefinished hardwood floors, while the bathrooms offer durable, easy-care tile flooring. Comfortable carpeting can be found in all three bedrooms.

An enclosed two-car garage provides generous parking and storage, with an adjoining flex space currently being used as a home office. Sliding doors open from this space to the covered porch, creating an inviting area to enjoy your morning coffee, unwind, or entertain guests.

Outside, the large, fully fenced backyard offers plenty of room for outdoor activities, gardening, pets, or gatherings. A second, smaller fenced area provides additional flexibility and could be ideal for pets, or a dedicated play area.

With its convenient Lower Creek location, one-level layout, two-car garage, flexible living spaces, covered porch, and spacious fenced yard, this home offers an excellent opportunity to enjoy comfortable living in a convenient location. Come see all this charming home has to offer!

Property details

Beds
3
Baths
2
SqFt
1,440
Lot
Year built
1986
Type
Single Family
Days on market
27
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,988/ month

Principal & interest
$1,702
Property tax (~0.90%)
$206
Homeowners insurance
$80
HOA dues

Down payment

$13,745 down · $261,155 financed

Income to qualify (28% rule)

~$85,238 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.