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Black Mountain · Black Mountain, NC

408 McCoy Cove Road

Black Mountain, NC · 968 sqft

$350,000

  • 2Beds
  • 1Baths
  • 968SqFt
  • 1949Year
  • 1Days on market

About this home

If you are looking for a home in Black Mountain, just minutes from downtown, this charming cottage deserves a look! Situated on a fenced, usable .40-acre lot with beautiful mountain views, this two-bedroom, one-bath home offers the perfect combination of convenience, comfort, and outdoor space. Whether you're looking for a full-time home, weekend getaway, or investment opportunity, this cottage is ready for its next owners to make it their own. This home also offers built-in peace of mind with a newer roof, plumbing, and a whole-home carbon water system. Schedule your tour today!

Property details

Beds
2
Baths
1
SqFt
968
Lot
Year built
1949
Type
Single Family
Days on market
1
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,532/ month

Principal & interest
$2,167
Property tax (~0.90%)
$262
Homeowners insurance
$102
HOA dues

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$108,524 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.