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Gastonia · Gastonia, NC

408 Elizabeth Street

Gastonia, NC · 1,799 sqft

$275,000

  • 3Beds
  • 1.5Baths
  • 1,799SqFt
  • 1951Year
  • 1Days on market

About this home

No HOA, a large private lot, and plenty of room to enjoy both inside and out. This well-maintained brick ranch is tucked into an established Gastonia neighborhood and offers a fully fenced backyard with mature surroundings, a private back deck, substantial storage shed, and an oversized lighted carport. Inside, the home features a comfortable living room with a wood-burning fireplace, a dedicated dining area, and a bright home office overlooking the backyard. The flexible floor plan includes spacious bedrooms plus a third bedroom or bonus room with a large closet and direct access to the deck. A newer roof provides added peace of mind, while the nearby greenway offers convenient access to the neighborhood park. Located just minutes from shopping, restaurants, and I-85, this home delivers privacy, space, convenience, and the freedom of no HOA restrictions.

Property details

Beds
3
Baths
1.5
SqFt
1,799
Lot
Year built
1951
Type
Single Family
Days on market
1
Style
Ranch
Heating
Electric, Forced Air
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,978/ month

Principal & interest
$1,703
Property tax (~0.85%)
$194
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$84,777 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

Explore Gastonia

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