Rock Hill · Rock Hill, SC
4076 Elks Park Road
Rock Hill, SC · 1,293 sqft
$429,000
- 2Beds
- 1.5Baths
- 1,293SqFt
- 2000Year
- 1Days on market
About this home
Enjoy beautiful, year-round views of Lake Wylie without the restrictions of an HOA! Nestled on a spacious 1-acre lot, this property offers privacy, potential, and an impressive list of recent updates. Major improvements include a new roof, gutters with gutter guards, whole-house plumbing, and a new septic system—all completed in 2025—as well as a new HVAC system in 2024 and new garage doors in 2023. A gravel driveway leads to the oversized two-car garage, providing plenty of space for parking, storage, or a workshop. Inside, you’ll find a bright, open living area featuring rare wide-plank red cherry hardwood flooring and French doors that open to an elevated deck overlooking Lake Wylie, an ideal spot to relax and enjoy the view in every season. The kitchen offers solid wood cabinetry, tile counter tops, an oversized sink, and ample storage. The main-level bedroom features generous closet space and beautiful tongue-and-groove oak flooring. Upstairs, the spacious loft-style bedroom includes a half bath and a nook that could easily be converted into a closet. (Per MLS guidelines, this room meets the criteria for a bedroom except for the absence of a closet.) The refrigerator, washer, and dryer will convey with the home. Conveniently located near Lake Wylie access, parks, dining, shopping, schools, and I-77, this home combines peaceful lakeside living with everyday convenience.
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,293
- Lot
- —
- Year built
- 2000
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Bungalow
- Heating
- Forced Air, Heat Pump
- Cooling
- Central Air
- Foundation
- None
- Flooring
- Wood
- View
- Water
Features
- Open Floorplan
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,103/ month
- Principal & interest
- $2,656
- Property tax (~0.90%)
- $321
- Homeowners insurance
- $125
- HOA dues
- —
Down payment
$21,450 down · $407,550 financed
Income to qualify (28% rule)
~$133,020 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.