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Rock Hill · Rock Hill, SC

4076 Elks Park Road

Rock Hill, SC · 1,293 sqft

$429,000

  • 2Beds
  • 1.5Baths
  • 1,293SqFt
  • 2000Year
  • 1Days on market

About this home

Enjoy beautiful, year-round views of Lake Wylie without the restrictions of an HOA! Nestled on a spacious 1-acre lot, this property offers privacy, potential, and an impressive list of recent updates. Major improvements include a new roof, gutters with gutter guards, whole-house plumbing, and a new septic system—all completed in 2025—as well as a new HVAC system in 2024 and new garage doors in 2023. A gravel driveway leads to the oversized two-car garage, providing plenty of space for parking, storage, or a workshop. Inside, you’ll find a bright, open living area featuring rare wide-plank red cherry hardwood flooring and French doors that open to an elevated deck overlooking Lake Wylie, an ideal spot to relax and enjoy the view in every season. The kitchen offers solid wood cabinetry, tile counter tops, an oversized sink, and ample storage. The main-level bedroom features generous closet space and beautiful tongue-and-groove oak flooring. Upstairs, the spacious loft-style bedroom includes a half bath and a nook that could easily be converted into a closet. (Per MLS guidelines, this room meets the criteria for a bedroom except for the absence of a closet.) The refrigerator, washer, and dryer will convey with the home. Conveniently located near Lake Wylie access, parks, dining, shopping, schools, and I-77, this home combines peaceful lakeside living with everyday convenience.

Property details

Beds
2
Baths
1.5
SqFt
1,293
Lot
Year built
2000
Type
Single Family
Days on market
1
Garage
2
Style
Bungalow
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
None
Flooring
Wood
View
Water

Features

  • Open Floorplan
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,103/ month

Principal & interest
$2,656
Property tax (~0.90%)
$321
Homeowners insurance
$125
HOA dues

Down payment

$21,450 down · $407,550 financed

Income to qualify (28% rule)

~$133,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.