Shelby · Shelby, NC
406 Circle Drive W
Shelby, NC · 1,310 sqft
$150,000
- 3Beds
- 1Baths
- 1,310SqFt
- 1948Year
- 60x197x76x166Lot
- 1Days on market
About this home
Just hit the market and has SO much potential! Come live, work and play near the ongoing activities and revitalization throughout Cleveland County to include the nearby Two Kings Casino development! This 2/1 ranch home is just beaming with possibilities!! It has a third bedroom that just needs the doors added to make it official~ over 1300 square feet of living space with the real deal hardwood floors, wood burning fireplace in the living room plus a Brand New HVAC system in 2025! This property would be ideal and budget friendly for those not wanting to rent anymore or for investors and/or flippers alike. Did I say SO much potential? City water and sewer with Shelby, lovely covered front porch for relaxing and taking a tea break, wheelchair ramp/ home is partially handicap accessible, a small, but wired storage shed out back to convey AS IS. This Home provides easy access to all that Shelby has to offer ~ Great Location within a mile or so from Hwy 74 and a few minutes to Uptown Shelby where you can visit the Farmer's Market, cafe's, shopping, restaurants, etc. But all the while still offering a quaint neighborhood feel. New construction is just about 4-5 houses down from this one priced at $289K! All this Home needs is You and Your Decorative Vision. Come see it today! (Final Belongings in the Home will be removed prior to closing. Refrigerator does not stay but the washer and dryer does.)
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,310
- Lot
- 60x197x76x166
- Year built
- 1948
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Linoleum, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,085/ month
- Principal & interest
- $928
- Property tax (~0.90%)
- $112
- Homeowners insurance
- $43
- HOA dues
- —
Down payment
$7,500 down · $142,500 financed
Income to qualify (28% rule)
~$46,510 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.