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Shelby · Shelby, NC

405 Silver Birch Court

Shelby, NC · 2,012 sqft

$269,990

Reduced from $294,990

  • 4Beds
  • 2.5Baths
  • 2,012SqFt
  • 2026Year
  • 135Days on market

About this home

What's Special: No Rear Neighbors | 2nd Floor Laundry Room | Popular Plan. New Construction - Ready Now! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Montreat at 405 Silver Birch Court in Fincastle Glen! This inviting two-story floor plan offers a welcoming foyer that opens to a spacious great room, kitchen, and casual dining area designed for easy everyday living and entertaining. A convenient half bathroom, garage access, and front porch complete the first floor. Upstairs, the private primary suite provides a relaxing retreat with a well-appointed bathroom, while three secondary bedrooms, a full bathroom, versatile loft, and centrally located laundry room offer flexibility and convenience. Fincastle Glen features sidewalk-lined streets, nearby schools, and easy access to shopping, dining, and major highways. Additional Highlights Include: window at primary bath. Photos are for representative purposes only. MLS#4375045

Property details

Beds
4
Baths
2.5
SqFt
2,012
Lot
Year built
2026
Type
Single Family
Days on market
135
Garage
2
Heating
Electric, Heat Pump, Zoned
Cooling
Central Air, Electric, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$262 / qtr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,040/ month

Principal & interest
$1,672
Property tax (~0.90%)
$202
Homeowners insurance
$78
HOA dues
$87

Down payment

$13,499 down · $256,490 financed

Income to qualify (28% rule)

~$87,458 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.