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Lancaster · Lancaster, SC

405 E Gay Street

Lancaster, SC · 1,397 sqft

$259,500

Reduced from $264,999

  • 3Beds
  • 2Baths
  • 1,397SqFt
  • 1930Year
  • 19Days on market

About this home

Welcome to a home where everything has already been done for you. This fully renovated property has been rebuilt with quality craftsmanship, modern finishes, and peace of mind from top to bottom. Renovations were completed with city permits, passed city inspections, and approved through the proper permitting process, giving buyers confidence in the work performed.

Step inside to discover soaring ceilings and an open-concept floor plan filled with natural light. The designer kitchen features premium cabinetry, granite countertops, custom tile backsplash, and modern finishes that flow seamlessly into the spacious living and dining areas. Throughout the home you'll find luxury LVP flooring, custom tile work, updated fixtures, and high-end materials that create a clean, timeless look. Major system upgrades include a new roof, new HVAC system, and new water heater, making this home as practical as it is beautiful. The finished basement offers incredible flexibility with its own private entrance and exit, making it ideal as a media room, home theater, game room, guest suite, home office, or additional bedroom. Whether you're a homeowner needing extra living space or an investor looking for added versatility, this lower level provides endless possibilities. Located just minutes from Downtown Lancaster, you'll enjoy restaurants, shopping, entertainment, and community events all within walking distance, while still benefiting from an easy commute to surrounding areas. Homes with this level of renovation, quality, and versatility rarely become available. Schedule your private showing today and experience everything this exceptional property has to offer.

Property details

Beds
3
Baths
2
SqFt
1,397
Lot
Year built
1930
Type
Single Family
Days on market
19
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,877/ month

Principal & interest
$1,607
Property tax (~0.90%)
$194
Homeowners insurance
$75
HOA dues

Down payment

$12,975 down · $246,525 financed

Income to qualify (28% rule)

~$80,463 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.