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Banner Elk · Banner Elk, NC

404 Silver Eagle Trail

Banner Elk, NC · 4,959 sqft

$3,650,000

Reduced from $4,250,000

  • 5Beds
  • 4.5Baths
  • 4,959SqFt
  • 2025Year
  • 103Days on market

About this home

THE BELVÉDÈRE Designed for the View. Built for the Moment. Set high within the coveted Sunset Section of Eagles Nest, The Belvédère is a modern mountain retreat offering extraordinary long-range Blue Ridge views and the flexibility to enjoy it as your private mountain home, a luxury vacation rental, or both. In this highly desirable location, the property offers the potential to generate up to $175,000 in annual rental income, depending on occupancy, management, rental strategy, and community guidelines. At more than 4,000 feet in elevation, mornings often begin above the clouds, while evenings deliver unobstructed sunsets stretching across state lines. Situated on approximately 1.2 acres, the home offers nearly 5,000 sqft of thoughtfully designed living space. Floor-to-ceiling glass captures the views from nearly every room, while white pine ceilings, exposed beams, stone accents, and warm natural finishes balance the modern architecture. The kitchen features a marble waterfall island, premium appliances, and an open layout connecting the main living and dining spaces. The main-level Primary Suite offers a spa-inspired bath and uninterrupted mountain views. The lower level is designed for entertaining with a custom bar, media and game space, and additional guest accommodations. Expansive covered decks, a private hot tub, integrated lighting, and extensive landscaping extend the living experience outdoors. Ownership within Eagles Nest includes access to the Elk River, Epic Chophouse, the Sportsman’s Lodge, a private winery, UTV and hiking trails, a fitness center, outdoor amphitheater, and dedicated helipad. A rare opportunity to own a private, view-driven mountain residence and vacation rental in one of Eagles Nest’s most desirable locations.

Property details

Beds
5
Baths
4.5
SqFt
4,959
Lot
Year built
2025
Type
Single Family
Days on market
103
Garage
2
Style
Modern
Heating
Forced Air, Heat Pump, Zoned
Cooling
Central Air, Zoned
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl
View
Long Range, Mountain(s), Year Round
HOA dues
$5,050 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Above Ground Hot Tub / Spa
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$26,828/ month

Principal & interest
$22,605
Property tax (~0.90%)
$2,737
Homeowners insurance
$1,064
HOA dues
$420

Down payment

$182,500 down · $3,467,500 financed

Income to qualify (28% rule)

~$1,149,789 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.