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Albemarle · Albemarle, NC

404 Moss Springs Road

Albemarle, NC · 941 sqft

$280,000

  • 2Beds
  • 2Baths
  • 941SqFt
  • 1940Year
  • 7Days on market

About this home

Set on a peaceful 1.13-acre lot surrounded by nature, this charming home perfectly blends comfort, convenience, and scenic beauty. Inside, you will find a bright, inviting open floor plan complete with bamboo flooring, abundant cabinet space, and a wonderfully refreshed kitchen. Equipped with a sunroom and a built-in sound system, the home offers fantastic indoor features. Outdoors, relax and unwind on the wrap-around front porch or make use of the fenced yard space off the deck. An additional outbuilding offers convenient storage for yard tools and equipment. Ideally situated, the home is just a quick drive from Badin Lake and Lake Tillery, along with local dining, shopping, vineyards, and parks. This exceptional property is a true must-see! Photos reflect the home while fully furnished; furniture removal is currently underway.

Property details

Beds
2
Baths
2
SqFt
941
Lot
Year built
1940
Type
Single Family
Days on market
7
Heating
Electric, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Bamboo

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,025/ month

Principal & interest
$1,734
Property tax (~0.90%)
$210
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$86,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.