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Clyde · Clyde, NC

404 Loop Road

Clyde, NC · 2,444 sqft

$499,000

  • 4Beds
  • 3Baths
  • 2,444SqFt
  • 2017Year
  • 1Days on market

About this home

Set along historic Richland Creek, this 2017-built home offers a rare combination of water, mountain scenery, usable outdoor space, and flexible living. With approximately 2,444 finished square feet, 4 bedrooms, and 3 full baths, the home is arranged across two finished levels with room for everyday living, guests, recreation, or extended stays. The main level features an open kitchen and living area, hardwood floors, a stone gas fireplace, main-level primary suite, additional bedrooms, and direct access to a covered porch overlooking the creek and surrounding countryside. Large windows bring in natural light while framing views of the water, pasture, and mountains beyond. The finished terrace level expands the home considerably with a spacious living and recreation area, bedroom, full bath, additional guest space, and exterior access. This level creates excellent separation for visitors, multigenerational living, work-from-home needs, or a private retreat. Outside is where the property becomes especially memorable. Richland Creek forms the backdrop to a usable fenced yard with a freestanding creekside deck, gathering areas, mature trees, and room to relax beside the water. From the upper porch, the setting opens toward pastoral land and mountain views, while the lower yard brings you directly into the sights and sounds of the creek. Located in Clyde with convenient access to Waynesville and the surrounding Haywood County area, 404 Loop Road delivers something increasingly hard to duplicate: a newer home with substantial finished space, direct creek frontage, mountain character, and outdoor living that feels connected to one of the area’s most recognizable waterways.

Property details

Beds
4
Baths
3
SqFt
2,444
Lot
Year built
2017
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,610/ month

Principal & interest
$3,090
Property tax (~0.90%)
$374
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$154,724 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.