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Indian Trail · Indian Trail, NC

4032 Holly Villa Circle

Indian Trail, NC · 1,989 sqft

$328,000

  • 3Beds
  • 2.5Baths
  • 1,989SqFt
  • 2005Year
  • 24Days on market

About this home

Welcome to this updated 3-bedroom, 2.5-bath townhome in Holly Park — move-in ready, thoughtfully laid out, and backing to open green space and the community pond with no homes behind you.

The kitchen has been refreshed with quartz countertops, new cabinetry, a ceramic tile backsplash, and stainless appliances. Luxury vinyl plank flooring runs throughout. The main level offers four distinct living spaces — a living room with fireplace, a separate dining room, a breakfast area off the kitchen, and a bright rear sunroom that opens to the patio. It's a layout that lives considerably larger than the square footage suggests.

Upstairs, the primary suite features a view over the backyard and includes a double-vanity bath with garden tub and separate shower. Two additional bedrooms, a full bath, and a dedicated laundry room complete the second floor — no hauling baskets down.

Outside, the fully fenced backyard opens to a concrete patio and the open lawn beyond. Attached one-car garage with driveway parking for two more.

The HOA covers water, trash, exterior maintenance, lawn care outside the fence, and community amenities — utilities and upkeep most homeowners budget for separately every month. The community offers lighted sidewalks, walking paths, and no through traffic. Minutes to shopping, dining, the theater, and commuting routes.

A well-maintained home in a convenient location, with a setting that's hard to find at this price.

Property details

Beds
3
Baths
2.5
SqFt
1,989
Lot
Year built
2005
Type
Townhome
Days on market
24
Garage
1
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
HOA dues
$390 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,776/ month

Principal & interest
$2,031
Property tax (~0.95%)
$259
Homeowners insurance
$95
HOA dues
$390

Down payment

$16,400 down · $311,600 financed

Income to qualify (28% rule)

~$119,003 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.