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Monroe · Monroe, NC

403 W Franklin Street

Monroe, NC · 2,032 sqft

$439,000

Reduced from $465,000

  • 3Beds
  • 2Baths
  • 2,032SqFt
  • 1910Year
  • 42Days on market

About this home

Experience all the charm of yesteryear in this beautiful historic home located in the heart of Monroe's Historic District. The inviting front porch is the perfect place to relax with a porch swing and rocking chairs while enjoying quiet afternoons. The outdoor living continues with a covered rear patio overlooking a beautifully fenced backyard. A detached outbuilding with running water and a half bath, previously used as a game room, offers endless possibilities as a home office, studio, workshop, or recreation space. Inside, you'll find the character and craftsmanship that make historic homes so special. The spacious floor plan features a living room, den, a generously sized bedroom near the front of the home, a dining room filled with natural light, an updated kitchen, and a large walk-in pantry. Two additional bedrooms, including the primary suite with its own private bath, are located toward the rear of the home, along with an additional full bathroom. Just a short walk or golf cart ride from thriving Downtown Monroe, you'll enjoy easy access to locally owned restaurants, breweries, coffee shops, boutiques, parks, and year-round entertainment. This is a rare opportunity to own a piece of Monroe's history while enjoying the convenience and vibrant lifestyle of downtown living.

Property details

Beds
3
Baths
2
SqFt
2,032
Lot
Year built
1910
Type
Single Family
Days on market
42
Heating
Electric, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space, Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,176/ month

Principal & interest
$2,718
Property tax (~0.90%)
$329
Homeowners insurance
$128
HOA dues

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$136,120 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.