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Lenoir · Lenoir, NC

403 SW Spruce Street SW

Lenoir, NC · 1,305 sqft

$249,900

  • 3Beds
  • 1.5Baths
  • 1,305SqFt
  • 1960Year
  • 4Days on market

About this home

Welcome home! This 3 bed, 1.5 bath, two-story home offers an exciting opportunity for those looking to add a long-term rental or potential Airbnb to their portfolio. Not an investor? This home could be the perfect place for someone looking for city living, with acreage! Situated on approximately 1.37 acres and conveniently located near the heart of Downtown Lenoir, the property combines space, accessibility, and investment potential. The home features a basement for additional storage, or workshop possibilities, along with a beautiful back deck that provides a great outdoor space for relaxing or entertaining. With city water and sewer already in place, this property is well positioned for an investor ready to bring their vision to life. Whether you're looking for a farmhouse close to town to settle down in, or considering a renovation project turned Airbnb, this property offers plenty of possibilities in a convenient location. Bring your ideas and take advantage of this unique property! Sincerely, Sarah

Property details

Beds
3
Baths
1.5
SqFt
1,305
Lot
Year built
1960
Type
Single Family
Days on market
4
Style
Farmhouse
Heating
Central
Cooling
Central Air, Window Unit(s)
Foundation
Basement

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,808/ month

Principal & interest
$1,547
Property tax (~0.90%)
$187
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$77,486 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.