Shelby · Shelby, NC
4022 Lynn Circle
Shelby, NC · 3,183 sqft
$425,000
- 3Beds
- 2Baths
- 3,183SqFt
- 1974Year
- 1Days on market
About this home
Discover the perfect blend of classic charm and modern convenience in this beautifully updated brick ranch. Situated on a 1-acre lot, this home offers the freedom of no HOA and no city taxes. Step inside to find a sun-drenched floor plan featuring two separate sunrooms that invite the outdoors in. The main level is designed for easy living with a dedicated laundry room and three spacious bedrooms. Need more space? The partially finished basement is a true "bonus," featuring a second kitchen, a large rec room, bonus room and full bathroom ideal for a multi-generational setup, a guest suite, or the ultimate entertainment hub. Outside, the fully fenced backyard provides a secure retreat for pets, play, or gardening. This is a well-loved home, meticulously cared for and ready for its next chapter.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 3,183
- Lot
- —
- Year built
- 1974
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Tile, Vinyl
Features
- Entrance Foyer
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,074/ month
- Principal & interest
- $2,632
- Property tax (~0.90%)
- $318
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$131,779 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.