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Charlotte · Charlotte, NC

4020 Wilson Lane

Charlotte, NC · 1,621 sqft

$385,000

  • 3Beds
  • 2Baths
  • 1,621SqFt
  • 1959Year
  • 1Days on market

About this home

Welcome home to this charming 3-bedroom, 2-bath ranch situated on a beautiful half-acre level lot with no HOA! From the welcoming covered front porch to the spacious backyard, this property offers a wonderful combination of character, recent updates, and outdoor space.

Inside, the single-level floor plan features true hardwood floors throughout the living room and bedrooms, new kitchen flooring, newer carpet, and updated light fixtures. Major improvements have already been completed, including a 1-year-old heat pump and windows replaced approximately 5 years ago, providing added value and peace of mind.

Outside, the expansive, level lot provides plenty of usable outdoor space for gardening, entertaining, or enjoying the outdoors. The covered front porch adds to the home's inviting curb appeal and offers a comfortable spot to relax.

Combining classic ranch charm with thoughtful updates and a spacious half-acre lot, this property presents a wonderful opportunity to make it your own.

Property details

Beds
3
Baths
2
SqFt
1,621
Lot
Year built
1959
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,833/ month

Principal & interest
$2,384
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$121,439 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.