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Indian Trail · Indian Trail, NC

4012 Garden Oak Drive

Indian Trail, NC · 2,644 sqft

$499,000

  • 4Beds
  • 3Baths
  • 2,644SqFt
  • 2014Year

About this home

Timeless architecture, an exceptional floor plan, and a private wooded setting come together in this beautifully maintained Brandon Oaks home. The exterior blends traditional and Craftsman influences with steep front gables, stone veneer accents, architectural cedar shake siding, decorative shutters, and a full covered front porch supported by tapered columns on stone bases. A dramatic two-story foyer sets the tone for the thoughtfully designed interior.

Inside, the main level features beautiful hardwood floors throughout the living areas, a spacious family room, and a well-appointed kitchen with granite countertops, stainless steel appliances and ample cabinetry.

Designed with today’s lifestyle in mind, the home offers 4 bedrooms, a spacious bonus room, and 3 full bathrooms, including a main-level bedroom and full bath—ideal for guests, multi-generational living, or a private home office. Upstairs, you’ll find an oversized primary suite, two additional bedrooms and a large bonus room, creating a layout that offers both flexibility and everyday comfort.

Step outside to a private backyard that backs to mature woods and enjoy peaceful views from the spacious back deck—an ideal setting for entertaining, grilling, morning coffee, or simply unwinding at the end of the day.

Additional highlights include a two-car garage, generous room sizes, abundant natural light, and a thoughtfully designed floor plan that balances open living spaces with private retreats.

Located in the highly desirable Brandon Oaks community, residents enjoy an impressive array of amenities including multiple swimming pools, scenic walking trails, pickleball and tennis courts, playgrounds, and an active calendar of community events and social activities. Conveniently located near shopping, dining, major highways, and highly rated Indian Trail schools, this home offers the perfect combination of timeless style, everyday functionality, and an unbeatable location.

Don’t miss your opportunity to own this exceptional home in one of Union County’s most sought-after communities.

Property details

Beds
4
Baths
3
SqFt
2,644
Lot
Year built
2014
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$644 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,684/ month

Principal & interest
$3,090
Property tax (~0.95%)
$395
Homeowners insurance
$145
HOA dues
$53

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$157,915 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.