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Spencer · Spencer, NC

401 Grant Street

Spencer, NC · 2,345 sqft

$279,000

  • 6Beds
  • 2Baths
  • 2,345SqFt
  • 1968Year
  • 1Days on market

About this home

Discover the space and flexibility this all-brick home has to offer! Situated on two parcels totaling 1.35 acres, this 6-bedroom, 2-bathroom property provides room for everyone both inside and out. The main level features a welcoming living room, dining room, spacious kitchen with an eat-in breakfast area, three bedrooms, and a full bathroom. The finished basement expands the living space with an additional three bedrooms, a full bathroom, and a large family room, making it ideal for guests, extended family, or multi-generational living. Outside, enjoy a private backyard complete with a storage shed and a two-car covered carport. Offering generous living space, a desirable all-brick exterior, and plenty of room to spread out, this home is ready for its next owner. Schedule your showing today!

Property details

Beds
6
Baths
2
SqFt
2,345
Lot
Year built
1968
Type
Single Family
Days on market
1
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,018/ month

Principal & interest
$1,727
Property tax (~0.90%)
$209
Homeowners insurance
$81
HOA dues

Down payment

$13,950 down · $265,050 financed

Income to qualify (28% rule)

~$86,509 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.