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Denver · Denver, NC

4009 Cindy Lane

Denver, NC · 1,177 sqft

$1,300,000

  • 3Beds
  • 2Baths
  • 1,177SqFt
  • 1980Year
  • 1Days on market

About this home

Welcome to this beautifully remodeled one-story waterfront home on Lake Norman! Featuring 3 bedrooms and 2 bathrooms, this home has been thoughtfully updated with numerous improvements both inside and out (see attached improvement list) creating a move in ready retreat with incredible lake living potential. The property offers 150' of waterfront with amazing views and easy access to the main channel. Beautiful .72 acres with no HOA.
The open, inviting layout is perfect for everyday living or entertaining, while the waterfront setting provides the opportunity to enjoy all that Lake Norman has to offer. The property has also been successfully used as a VRBO, generating rental income of approximately $380 per night, making it an attractive option for investors or those seeking a second home. All security cameras and appliances convey, including a brand new refrigerator backed by a 5 year warranty. Whether you are looking for a full-time residence, vacation getaway, or income-producing property, this remodeled waterfront gem offers an exceptional opportunity to own a piece of Lake Norman!

Home can be sold furnished with an acceptable offer!

Property details

Beds
3
Baths
2
SqFt
1,177
Lot
Year built
1980
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,405/ month

Principal & interest
$8,051
Property tax (~0.90%)
$975
Homeowners insurance
$379
HOA dues

Down payment

$65,000 down · $1,235,000 financed

Income to qualify (28% rule)

~$403,090 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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