Charlotte · Charlotte, NC
4005 Ruth Creek Court
Charlotte, NC · 2,011 sqft
$410,000
- 4Beds
- 2.5Baths
- 2,011SqFt
- 2024Year
About this home
Welcome to McGee Place, where modern design, thoughtful upgrades, and everyday convenience come together in this beautifully maintained 2024-built home. Offering 4 bedrooms, 2.5 bathrooms, and over 2,000 square feet, this better-than-new residence features an open-concept layout with 9-foot ceilings, abundant natural light, fully trimmed windows and durable luxury vinyl plank flooring throughout the main level. Half bath on main beautifully upgraded with new vanity, accent wall and custom mirror. The spacious kitchen is designed to impress with granite countertops, soft-close cabinetry, a walk-in pantry, hands-free disposal drawer, and a large island overlooking the living area. Added custom built-ins with cabinetry, shelving, and a beverage refrigerator, along with a stunning floor-to-ceiling stone fireplace, create a warm and inviting space for entertaining or relaxing.
Upstairs, the generous primary suite with stunning accent wall offers a private ensuite bath, complemented by three additional spacious bedrooms and a conveniently located laundry room. Enjoy peaceful wooded views from the fully fenced backyard and patio, perfect for outdoor gatherings or quiet evenings at home. Additional highlights include smart home features with Wi-Fi-enabled doorbell and front porch light, a fully finished, two-car garage with epoxy flooring and a 240V outlet for EV charging, plus the added peace of mind of a transferable 10-year builder structural warranty. Tucked away on a quiet street with no through traffic, yet just minutes from Uptown Charlotte, this exceptional home offers the perfect combination of location, upgrades, and move-in-ready living. MUST-SEE!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,011
- Lot
- —
- Year built
- 2024
- Type
- Single Family
- Garage
- 2
- Heating
- Electric, Forced Air, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $350 / yr
Features
- Attic Stairs Pulldown
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,046/ month
- Principal & interest
- $2,539
- Property tax (~1.05%)
- $358
- Homeowners insurance
- $119
- HOA dues
- $29
Down payment
$20,500 down · $389,500 financed
Income to qualify (28% rule)
~$130,575 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


