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Charlotte · Charlotte, NC

4004 La Crema Drive

Charlotte, NC · 2,318 sqft

$515,000

  • 3Beds
  • 2.5Baths
  • 2,318SqFt
  • 2009Year
  • 1Days on market

About this home

Welcome home to this Lake Front move-in ready end-unit townhome in the highly sought-after Monterey at The Vineyards on Lake Wylie! Perfectly situated on a premium homesite, this beautifully maintained home offers low-maintenance living in one of Lake Wylie's premier resort-style communities.

Enjoy the incredible amenities that make The Vineyards one of Lake Wylie's most desirable communities, including a brand-new clubhouse, two swimming pools, fitness center, walking trails, community gardens, dog park, playground, tennis courts, pickleball courts, bocce ball courts, a community boat ramp, kayak launch, and boat slips available for purchase just steps from your front door.

Inside, you'll find an inviting open floor plan featuring soaring vaulted ceilings, a stunning stone fireplace, a charming built-in window seat, and abundant natural light. The thoughtfully designed kitchen features granite countertops, a breakfast bar, and updated appliances, flowing seamlessly into the dining and living areas and making it perfect for both everyday living and entertaining.

The spacious primary suite is conveniently located on the main level and features a spacious en-suite bath. Upstairs, you'll find two additional bedrooms and a versatile loft, ideal for a media room, second living area, home office, or playroom.

The sellers have invested in numerous recent improvements, including a new roof, a 2021 HVAC system with a transferable warranty, brand-new fiberglass rear doors, water filtration system, window tinting, and more. The finished garage is equally impressive, featuring tile flooring, custom cabinetry, and a beverage refrigerator.

This exceptional end-unit offers the perfect combination of comfort, convenience, and resort-style living in one of Lake Wylie's most sought-after communities.

Property details

Beds
3
Baths
2.5
SqFt
2,318
Lot
Year built
2009
Type
Townhome
Days on market
1
Garage
2
Style
Arts and Crafts
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$210 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Open Floorplan
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,000/ month

Principal & interest
$3,189
Property tax (~1.05%)
$450
Homeowners insurance
$150
HOA dues
$210

Down payment

$25,750 down · $489,250 financed

Income to qualify (28% rule)

~$171,444 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.