Charlotte · Charlotte, NC
4004 La Crema Drive
Charlotte, NC · 2,318 sqft
$515,000
- 3Beds
- 2.5Baths
- 2,318SqFt
- 2009Year
- 1Days on market
About this home
Welcome home to this Lake Front move-in ready end-unit townhome in the highly sought-after Monterey at The Vineyards on Lake Wylie! Perfectly situated on a premium homesite, this beautifully maintained home offers low-maintenance living in one of Lake Wylie's premier resort-style communities.
Enjoy the incredible amenities that make The Vineyards one of Lake Wylie's most desirable communities, including a brand-new clubhouse, two swimming pools, fitness center, walking trails, community gardens, dog park, playground, tennis courts, pickleball courts, bocce ball courts, a community boat ramp, kayak launch, and boat slips available for purchase just steps from your front door.
Inside, you'll find an inviting open floor plan featuring soaring vaulted ceilings, a stunning stone fireplace, a charming built-in window seat, and abundant natural light. The thoughtfully designed kitchen features granite countertops, a breakfast bar, and updated appliances, flowing seamlessly into the dining and living areas and making it perfect for both everyday living and entertaining.
The spacious primary suite is conveniently located on the main level and features a spacious en-suite bath. Upstairs, you'll find two additional bedrooms and a versatile loft, ideal for a media room, second living area, home office, or playroom.
The sellers have invested in numerous recent improvements, including a new roof, a 2021 HVAC system with a transferable warranty, brand-new fiberglass rear doors, water filtration system, window tinting, and more. The finished garage is equally impressive, featuring tile flooring, custom cabinetry, and a beverage refrigerator.
This exceptional end-unit offers the perfect combination of comfort, convenience, and resort-style living in one of Lake Wylie's most sought-after communities.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,318
- Lot
- —
- Year built
- 2009
- Type
- Townhome
- Days on market
- 1
- Garage
- 2
- Style
- Arts and Crafts
- Heating
- Central, Forced Air
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Wood
- View
- Water, Year Round
- HOA dues
- $210 / mo
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Open Floorplan
- Walk-In Closet(s)
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,000/ month
- Principal & interest
- $3,189
- Property tax (~1.05%)
- $450
- Homeowners insurance
- $150
- HOA dues
- $210
Down payment
$25,750 down · $489,250 financed
Income to qualify (28% rule)
~$171,444 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 45 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


