View all 43 photos →

Indian Trail · Indian Trail, NC

4002 Ladys Secret Drive

Indian Trail, NC · 3,063 sqft

$525,000

Reduced from $535,000

  • 4Beds
  • 2.5Baths
  • 3,063SqFt
  • 2003Year
  • 9Days on market

About this home

Welcome to an inviting Charleston-style retreat in Bonterra, a highly desirable equestrian community where everyday living feels like a getaway. A charming wraparound front porch sets the tone, offering the perfect place to sip morning coffee, unwind in the evening, and enjoy the neighborhood’s welcoming atmosphere.

Inside, the thoughtfully designed two-story floor plan blends comfort, flexibility, and effortless entertaining. The open main living areas provide a natural gathering space, while a main-level bedroom or study adapts beautifully to your needs—ideal for guests, a home office, playroom, or quiet retreat. Upstairs, three additional bedrooms offer privacy and room to grow.

A second private staircase leads to an expansive upper-level recreation room with its own bar area, creating an exceptional bonus space for movie nights, game days, celebrations, or relaxed entertaining. Use it as a media room, game room, private guest suite, hobby space, or flexible lounge—the possibilities are endless!

Beyond the living spaces, the peaceful backyard invites you to slow down and enjoy the outdoors. Mature trees surround a spacious paver patio, creating a private setting for al fresco dining, weekend gatherings, evening conversations, or quiet moments in nature.

Freshly painted and newly carpeted, this lovingly maintained original-owner home is move-in ready and filled with thoughtful possibilities. It offers the rare combination of timeless charm, adaptable spaces, and a lifestyle designed for both connection and relaxation.

Bonterra residents enjoy an impressive collection of amenities, including a resort-style pool, club house, fitness center, tennis and pickleball courts, playgrounds, and more. With its welcoming porches, serene outdoor retreat, versatile flex spaces, and vibrant community amenities, this is more than a home—it’s a place to live beautifully.

Property details

Beds
4
Baths
2.5
SqFt
3,063
Lot
Year built
2003
Type
Single Family
Days on market
9
Garage
2
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Hardwood, Vinyl
HOA dues
$80 / mo

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,900/ month

Principal & interest
$3,251
Property tax (~0.95%)
$415
Homeowners insurance
$153
HOA dues
$80

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$167,153 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.