Stanley · Stanley, NC
400 Ponderosa Road #14
Stanley, NC · 2,242 sqft
$350,000
Reduced from $390,000
- 5Beds
- 2Baths
- 2,242SqFt
- 1965Year
- 91Days on market
About this home
Get ready to fall in love with this beautifully remodeled brick home situated on 0.33 acres with NO HOA! Property Features: • 5 Bedrooms • 2 Full Bathrooms • Beautifully Remodeled Interior • Finished Basement • Brick Exterior • Spacious 0.33-Acre Lot • No HOA Restrictions This home offers incredible flexibility with a finished basement that can serve as a private suite for guests, in-laws, or anyone looking for their own separate living space while still being connected to the home. It's the perfect setup for multi-generational living, a guest retreat, home office, or entertainment space. Enjoy the Best of Both Worlds Nestled in a peaceful rural setting, you'll enjoy privacy, space, and freedom without HOA restrictions while still being conveniently close to everyday essentials.
Nearby Shopping & Convenience Just minutes away from local shopping options including Food Lion, Dollar Tree, Family Dollar, Stanley MarketPlace, Grocery Warehouse, and more. Local Dining & Entertainment Enjoy hometown favorites such as Main Street Social and Sweet Shananigans, along with other local restaurants, coffee shops, and conveniences located near downtown Stanley.
Excellent Location for Commuters • Approximately 7 minutes to NC Highway 27 • Approximately 10–15 minutes to NC-16 • About 30–35 minutes to Uptown Charlotte • Convenient access to Denver, Mount Holly, Lincolnton, and Charlotte Whether you're looking for room to grow, space for extended family, or simply want a beautifully updated home with easy access to everything you need, 400 Ponderosa Rd delivers comfort, convenience, and value. Interested in touring this home?
Property details
- Beds
- 5
- Baths
- 2
- SqFt
- 2,242
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 91
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,517/ month
- Principal & interest
- $2,167
- Property tax (~0.85%)
- $247
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,500 down · $332,500 financed
Income to qualify (28% rule)
~$107,899 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.