Charlotte · Charlotte, NC
400 N Church Street #521
Charlotte, NC · 1,246 sqft
$495,000
Reduced from $525,000
- 2Beds
- 2Baths
- 1,246SqFt
- 1997Year
- 201Days on market
About this home
Escape the bustle and enjoy your own balcony retreat. This quiet, move-in-ready condo features a spacious balcony with balcony-to-balcony views and a stunning Charlotte skyline backdrop—an outdoor space you’ll actually want to use.
Freshly painted and designed for everyday ease, the home includes custom closets plus a built-in Murphy bed and desk to maximize functionality. Enjoy stainless steel appliances and a bright, open living/dining space with warm hardwood floors. Floor-to-ceiling windows bring in natural light, while the balcony offers peaceful courtyard views by day and glowing city lights by night.
Ideally located in 4th Ward near Uptown favorites—dining, theaters, museums, sports venues, parks, the greenway, and groceries—this condo makes it easy to live well and enjoy the city.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,246
- Lot
- —
- Year built
- 1997
- Type
- Condo
- Days on market
- 201
- Garage
- 1
- Style
- Traditional
- Heating
- Central, Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Hardwood, Tile
- View
- City
- HOA dues
- $650 / mo
Features
- Elevator
- Storage
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,293/ month
- Principal & interest
- $3,065
- Property tax (~1.05%)
- $433
- Homeowners insurance
- $144
- HOA dues
- $650
Down payment
$24,750 down · $470,250 financed
Income to qualify (28% rule)
~$183,993 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
