Charlotte · Charlotte, NC
400 N Church Street #404
Charlotte, NC · 1,377 sqft
$575,000
- 2Beds
- 2.5Baths
- 1,377SqFt
- 1997Year
About this home
Luxury Uptown Living in the Heart of Fourth Ward! This beautifully updated condo offers the perfect blend of style, convenience, and city views in one of Charlotte's most desirable neighborhoods. The wide-open main living area features brand-new luxury vinyl plank flooring and fresh paint throughout, creating a bright, modern, move-in-ready space. The well-appointed kitchen boasts granite countertops, stainless steel appliances, and seamless flow into the spacious dining and living areas. Enjoy custom touches including plantation shutters, a built-in window seat with storage, and views toward Uptown. Upstairs, you'll find two generously sized bedrooms and two full baths, including a private owner's suite with a walk-in closet and en-suite bath. Both bedrooms showcase stunning city views. Additional updates from the prior owners include a 2020 HVAC system and recently replaced range. Residents enjoy one secure gated parking space, a dedicated storage unit, and access to the building's fitness center. Located just steps from Fourth Ward Park, green spaces, dining, entertainment, and everything Uptown Charlotte has to offer, this is city living at its finest. Welcome home!
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 1,377
- Lot
- —
- Year built
- 1997
- Type
- Condo
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Other - See Remarks
- HOA dues
- $650 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,881/ month
- Principal & interest
- $3,561
- Property tax (~1.05%)
- $503
- Homeowners insurance
- $167
- HOA dues
- $650
Down payment
$28,750 down · $546,250 financed
Income to qualify (28% rule)
~$209,227 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


