View all 26 photos →

Charlotte · Charlotte, NC

400 N Church Street #226

Charlotte, NC · 1,378 sqft

$585,000

  • 2Beds
  • 3.5Baths
  • 1,378SqFt
  • 1997Year

About this home

Experience elevated Uptown living in the heart of Charlotte's highly sought-after Fourth Ward. This beautifully updated 2 bedroom, 2.5 bath residence at 400 North Church offers over 1,300 square feet of stylish urban living with an open concept layout and abundant natural light. Thoughtful finishes throughout include granite countertops, white cabinetry, and original site-finished hardwood oak floors, a rarity in modern Uptown construction, that blend both functionality and timeless design. Perfectly positioned just steps from restaurants, rooftop bars, sporting events, parks, coffee shops, and everything Uptown Charlotte has to offer, this home delivers the ultimate lock and leave lifestyle.

The spacious floor plan features an inviting living area, generously sized bedrooms with ensuite baths, and a private balcony overlooking Church Street, ideal for both everyday living and entertaining. The recently upgraded kitchen has been thoughtfully refreshed with modern finishes, updated appliances, and sleek cabinetry that creates a clean, contemporary feel while enhancing the overall flow of the home.

Residents also enjoy an on-site fitness center, a stunning interior courtyard greenspace, secure gated parking with one assigned covered space, a private storage locker, and Google Fiber availability, all within one of Uptown's most desirable and well-appointed communities.

Whether you're searching for a primary residence, second home, or investment opportunity, this property checks every box. And unlike many Uptown buildings, 400 North Church allows long-term rentals, creating incredible flexibility for homeowners and investors alike.

The LYNX Light Rail 7th Street Station is just 3 blocks away, connecting you effortlessly to South End, NoDa, and beyond. Minutes from Bank of America Stadium, Spectrum Center, Romare Bearden Park, and some of Charlotte's best dining and entertainment, this is Uptown living at its finest.

Property details

Beds
2
Baths
3.5
SqFt
1,378
Lot
Year built
1997
Type
Condo
Garage
1
Heating
Central, Electric, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$650 / mo

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,955/ month

Principal & interest
$3,623
Property tax (~1.05%)
$511
Homeowners insurance
$170
HOA dues
$650

Down payment

$29,250 down · $555,750 financed

Income to qualify (28% rule)

~$212,382 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.