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Black Mountain · Black Mountain, NC

400 Hiawassee Avenue

Black Mountain, NC · 1,266 sqft

$425,000

  • 3Beds
  • 1.5Baths
  • 1,266SqFt
  • 1977Year
  • 39Days on market

About this home

New HVAC just installed on 9/7/2026, and a new underhouse vapor barrier installed on 7/13/2026. This home provides peace of mind and is just waiting for its new owner! This 3-bedroom, 1.5-bath home offers 1,266 square feet of comfortable living space featuring hardwood floors, ample daylight, a large kitchen, and an inviting family room that provides fantastic flex space. Ready for your personal touches, this home is a canvas of potential. The level, flat lot is a rare find—ideal for pets, gardening, outdoor play, or future additions. Whether you're looking to renovate and add value or simply move in, this home checks all the boxes for location, layout, and lifestyle. Enjoy a two-block stroll to picturesque Lake Tomahawk, which boasts an outdoor swimming pool, tennis and pickleball courts, a playground, fishing, and a vibrant community center. Black Mountain Golf Course is adjacent to the community park, and you're just one mile from downtown Black Mountain's shops, restaurants, and events. Seller is restricting this parcel from being subdivided or recombined; the attorney will draft the language and record at closing. Property boundary includes the utility alley

Property details

Beds
3
Baths
1.5
SqFt
1,266
Lot
Year built
1977
Type
Single Family
Days on market
39
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,074/ month

Principal & interest
$2,632
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,779 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.