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Flat Rock · Flat Rock, NC

40 Country Bear Lane

Flat Rock, NC · 1,882 sqft

$649,900

  • 4Beds
  • 3Baths
  • 1,882SqFt
  • 1987Year
  • 1Days on market

About this home

Space, privacy and flexibility come together in this distinctive property bordering Green River Game Lands. The main residence offers two main-level bedrooms and two full baths, including a primary suite with a walk-in closet, private bath and sunroom overlooking the pool. The inviting living room features a gas fireplace, built-in shelving and sliding doors opening to the patio and pool area. The kitchen includes granite countertops, a tile backsplash, pantry, dining area and appliances. Upstairs, a spacious bedroom/bonus room with a full bath, ample closet storage and sliding doors to a private balcony. Connected to the main residence by a mudroom, the apartment/extended living area offers a private entrance, one bedroom, one full bath, a walk-in closet, kitchen, living and dining area, utility room and generous storage. Outdoor living centers around the 20 x 40 foot in-ground pool with a diving board, depths up to nine feet and a new liner installed in 2026. A two-car main level garage and three-car tandem basement garage with hot tub, oversized doors provide exceptional room for vehicles, hobbies and storage. A truly versatile property with room to live, gather, work and enjoy the outdoors. Perfect for multi-generational living or a potential income-producing opportunity. This one-of-a-kind property is located, close to Downtown Hendersonville, Shopping, Dining, Hospitals, Hiking & lots of local places to explore!

Property details

Beds
4
Baths
3
SqFt
1,882
Lot
Year built
1987
Type
Single Family
Days on market
1
Garage
5
Heating
Forced Air, Heat Pump, Propane, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Entrance Foyer
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,702/ month

Principal & interest
$4,025
Property tax (~0.90%)
$487
Homeowners insurance
$189
HOA dues

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$201,514 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.