Mount Holly · Mount Holly, NC
40 Ashton Bluff Circle
Mount Holly, NC · 1,844 sqft
$379,900
- 3Beds
- 2Baths
- 1,844SqFt
- 2006Year
- 14Days on market
About this home
Welcome home to this charming 3-bedroom, 2-bathroom residence nestled in the sought-after Ashton Bluff community of Mount Holly! Boasting over 1800 square feet of comfortable living space, this well-maintained home offers the perfect blend of functionality and warmth. Step inside to a generous family room featuring a cozy gas log fireplace — ideal for relaxing evenings at home. The open layout flows seamlessly, making everyday living and entertaining a breeze. The kitchen provides ample cabinet and counter space to satisfy any home chef. Buyers will appreciate the peace of mind that comes with a brand-new air conditioning unit for improved comfort and efficiency, along with a roof that was just in June of 2026 — two major cost items already taken care of, helping make this home truly move-in ready. Retreat to the screened back patio overlooking a beautifully fenced backyard, perfect for morning coffee, outdoor entertaining, or letting pets roam freely. A convenient 8x10 storage building adds extra utility for tools, lawn equipment, and more. Additional highlights include two full baths, a practical floor plan, and an attached garage. Situated on a quiet street within minutes of Downtown Mount Holly, local shops, dining, and with easy access to I-85 and Charlotte — commuting is a breeze. Don’t miss this move-in ready gem — schedule your private showing today!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,844
- Lot
- —
- Year built
- 2006
- Type
- Single Family
- Days on market
- 14
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $175 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,747/ month
- Principal & interest
- $2,352
- Property tax (~0.85%)
- $269
- Homeowners insurance
- $110
- HOA dues
- $14
Down payment
$18,995 down · $360,905 financed
Income to qualify (28% rule)
~$117,741 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


