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Mount Holly · Mount Holly, NC

40 Ashton Bluff Circle

Mount Holly, NC · 1,844 sqft

$379,900

  • 3Beds
  • 2Baths
  • 1,844SqFt
  • 2006Year
  • 14Days on market

About this home

Welcome home to this charming 3-bedroom, 2-bathroom residence nestled in the sought-after Ashton Bluff community of Mount Holly! Boasting over 1800 square feet of comfortable living space, this well-maintained home offers the perfect blend of functionality and warmth. Step inside to a generous family room featuring a cozy gas log fireplace — ideal for relaxing evenings at home. The open layout flows seamlessly, making everyday living and entertaining a breeze. The kitchen provides ample cabinet and counter space to satisfy any home chef. Buyers will appreciate the peace of mind that comes with a brand-new air conditioning unit for improved comfort and efficiency, along with a roof that was just in June of 2026 — two major cost items already taken care of, helping make this home truly move-in ready. Retreat to the screened back patio overlooking a beautifully fenced backyard, perfect for morning coffee, outdoor entertaining, or letting pets roam freely. A convenient 8x10 storage building adds extra utility for tools, lawn equipment, and more. Additional highlights include two full baths, a practical floor plan, and an attached garage. Situated on a quiet street within minutes of Downtown Mount Holly, local shops, dining, and with easy access to I-85 and Charlotte — commuting is a breeze. Don’t miss this move-in ready gem — schedule your private showing today!

Property details

Beds
3
Baths
2
SqFt
1,844
Lot
Year built
2006
Type
Single Family
Days on market
14
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$175 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,747/ month

Principal & interest
$2,352
Property tax (~0.85%)
$269
Homeowners insurance
$110
HOA dues
$14

Down payment

$18,995 down · $360,905 financed

Income to qualify (28% rule)

~$117,741 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.