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Swannanoa · Swannanoa, NC

4 Smokey Mountain Drive

Swannanoa, NC · 1,964 sqft

$450,000

Reduced from $525,000

  • 3Beds
  • 3Baths
  • 1,964SqFt
  • 1990Year
  • 121Days on market

About this home

Tucked away on a private 0.68-acre lot, this fully updated home blends comfort, space, and everyday convenience. Offering 3 bedrooms, 3 bathrooms, and nearly 2,000 square feet, the layout feels both functional and welcoming.

The main level showcases an open kitchen and living area with vaulted ceilings, filling the space with natural light and an airy, expansive feel. The kitchen has been fully renovated with new cabinetry, and all bathrooms along with the flooring throughout the home have been updated for a fresh, modern finish.

Downstairs, the finished basement provides added flexibility with a second living room or TV space, a dedicated office, and extra storage. A one-car garage plus additional storage areas give you plenty of room for tools, recreational gear, or hobbies.

Outside, a brand-new back deck stretches the full length of the home and overlooks a peaceful wooded backdrop. The yard combines usable grassy areas with natural surroundings, and even includes an existing play set.

Set in a quiet Swannanoa community with city water and sewer, the home offers convenient access to both Asheville and Black Mountain while still maintaining a secluded, tucked-away feel.

Property details

Beds
3
Baths
3
SqFt
1,964
Lot
Year built
1990
Type
Single Family
Days on market
121
Garage
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl
HOA dues
$194 / 6mo

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,288/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues
$32

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$140,916 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.