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Morganton · Morganton, NC

3991 Silver Creek Terrace

Morganton, NC · 1,512 sqft

$252,000

  • 3Beds
  • 2Baths
  • 1,512SqFt
  • 2006Year
  • 1Days on market

About this home

A little breathing room, mountain views on the drive in and the kind of quiet that feels hard to find. Set along a private road on 1.32 acres, this welcoming 3BR/2BA home offers space to spread out, slow down and enjoy life at a different pace, while still keeping schools, downtown Morganton, shopping, dining and I-40 within easy reach.

Everything is conveniently on one level with a great open floorplan and split bedroom layout. Warm laminate flooring runs through much of the home. A wood-burning stove adds a cozy touch when temperatures dip. The kitchen offers generous prep space and storage, and the laundry/mud room keeps everyday life practical and easy.

The primary suite is wonderfully spacious with a large soaking bath and walk-in closet, while two additional bedrooms offer flexibility for guests, hobbies or an office.

Start the day with coffee on the sprawling front porch and wind down to the sounds of the evening, then fire up the grill on the back deck for easy outdoor dinners. The 24x25 detached garage is ideal for workshop space, projects or extra storage, while two additional outbuildings provide even more flexibility for tools, hobbies or gear. Plenty of yard space leaves room for pets, gardening, play or evenings around a firepit. Beautiful, mature landscaping puts on a show nearly all year long.

WA Young, Table Rock, Freedom schools. Rutherford Electric, Brentwood Water.

Property details

Beds
3
Baths
2
SqFt
1,512
Lot
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Features

  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,823/ month

Principal & interest
$1,560
Property tax (~0.90%)
$189
Homeowners insurance
$73
HOA dues

Down payment

$12,600 down · $239,400 financed

Income to qualify (28% rule)

~$78,137 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.