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Charlotte · Charlotte, NC

3942 McMillan Street

Charlotte, NC · 1,831 sqft

$659,000

Reduced from $759,000

  • 4Beds
  • 2.5Baths
  • 1,831SqFt
  • 1947Year
  • 316Days on market

About this home

Motivated Seller...Location, luxury & legacy investment converge in this stunning Plaza/Shamrock retreat. Whether you're relocating to the Queen City, seeking a high-performing asset in one of Charlotte's fastest-appreciating corridors, or simply ready to come home to something extraordinary — 3942 McMillan Street was designed with you in mind. Step inside to soaring 10-ft ceilings, a sleek designer fireplace, and an open-concept layout flooded with natural light. The gourmet kitchen is a showstopper, featuring an extended hood range, grand island with bi-lateral storage, quartz countertops, stainless steel appliances, and custom soft-close cabinetry. Every finish was selected with intention.

The primary suite is your personal sanctuary with a spa-inspired ensuite, soaking tub, fireplace feature, fully tiled wet spaces, massage shower jets, and double rainfall shower heads. Four generous bedrooms, 2.5 designer baths, and thoughtfully curated living space sit on a rare corner lot with a fully fenced backyard and an all-new deck-perfect for entertaining, unwinding, or generating premium rental income.

The Plaza/Shamrock neighborhood consistently ranks among Charlotte's most desirable urban communities, making this an equally compelling primary residence or investment-grade acquisition. Relocation buyers will appreciate the seamless access to Uptown Charlotte, Charlotte Douglas International Airport, and the region's top employers. Investors will note the strong short-term and long-term rental demand in the 28205 zip code, one of the more competitive in the Charlotte metro. Better experienced than explained. Welcome home and welcome to your next level.

Property details

Beds
4
Baths
2.5
SqFt
1,831
Lot
Year built
1947
Type
Single Family
Days on market
316
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,850/ month

Principal & interest
$4,081
Property tax (~1.05%)
$576
Homeowners insurance
$192
HOA dues

Down payment

$32,950 down · $626,050 financed

Income to qualify (28% rule)

~$207,866 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.