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Charlotte · Charlotte, NC

3922 Mcmillan Street

Charlotte, NC · 1,832 sqft

$680,500

  • 4Beds
  • 2Baths
  • 1,832SqFt
  • 1947Year
  • 120x160x130x160Lot
  • 52Days on market

About this home

Location is everything! Homes in this neighborhood are being renovated or torn down and completely reimagined. This unique little fixer upper cottage is ready for a new chapter! Builders see a blank canvas, renovators see loads of potential, dreamers see their forever home! What makes this property most unique is that, it sits slap in the middle of 2 lots (however, can only be seen as 1 parcel as it currently stands). This cute 1.5 story home offers 4 generous bedrooms and 2 full baths, well appointment kitchen, beautiful formal dining and cozy den. The backyard is fenced and offers a huge 24' x 36' shop! Enjoy the view on the nice sized enclosed back porch! Located right within the Shamrock/Plaza/NoDa triangle (but not priced like it) this property is just waiting for the creative buyer who can appreciate it's amazing potential!

Property details

Beds
4
Baths
2
SqFt
1,832
Lot
120x160x130x160
Year built
1947
Type
Single Family
Days on market
52
Style
Cottage
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,008/ month

Principal & interest
$4,214
Property tax (~1.05%)
$595
Homeowners insurance
$198
HOA dues

Down payment

$34,025 down · $646,475 financed

Income to qualify (28% rule)

~$214,647 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.