View all 41 photos →

Charlotte · Charlotte, NC

3921 River Ridge Road

Charlotte, NC · 4,356 sqft

$2,000,000

  • 5Beds
  • 3.5Baths
  • 4,356SqFt
  • 1969Year
  • 1Days on market

About this home

3921 River Ridge Road presents a rare opportunity to renovate, expand, or build the home of your dreams on just over an acre in popular Montibello, This classic brick 1.5-story home offers 5 bedrooms, 3.5 baths with generous sized kitchen, living and dining spaces. Surrounded by mature trees and established homes, the spacious lot provides the perfect setting for a luxury renovation or exceptional new construction. Ideally situated just off Carmel Country Club golf course.

Property details

Beds
5
Baths
3.5
SqFt
4,356
Lot
Year built
1969
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
View
Golf Course
HOA dues
$75 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$14,726/ month

Principal & interest
$12,386
Property tax (~1.05%)
$1,750
Homeowners insurance
$583
HOA dues
$6

Down payment

$100,000 down · $1,900,000 financed

Income to qualify (28% rule)

~$631,121 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.