Lincolnton · Lincolnton, NC
3910 English Oak Drive
Lincolnton, NC · 1,390 sqft
$285,900
- 3Beds
- 2Baths
- 1,390SqFt
- 1981Year
- 1Days on market
About this home
Charming ranch located on over an acre lot with mature trees, room for gardening and entertaining.The home offers a desirable split floor plan, gorgeous hardwood floors with a rock fireplace. A spacious primary bedroom with 2 separate walk in closet and a large walk-in shower. Along with a dettached 2 car garage and a seperate laundry room and large den with open floor plan. A great home in a sought after area.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,390
- Lot
- —
- Year built
- 1981
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,039/ month
- Principal & interest
- $1,770
- Property tax (~0.78%)
- $185
- Homeowners insurance
- $83
- HOA dues
- —
Down payment
$14,295 down · $271,605 financed
Income to qualify (28% rule)
~$87,423 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 21 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


