View all 29 photos →

Monroe · Monroe, NC

3905 Forty Acre Drive

Monroe, NC · 3,923 sqft

$630,575

  • 4Beds
  • 3.5Baths
  • 3,923SqFt
  • 2026Year
  • 1Days on market

About this home

Discover Your Dream Home in the Stonemill Community! The attractive Townsend Plan centers around an immense family room that’s ideal for gathering and entertaining, steps away from a dining area and an open kitchen with a center island and a walk-in pantry. The expansive owner’s suite is adjacent, offering a walk-in closet and a private bath with dual vanities. Half bath on main level. You’ll find two baths and three additional bedrooms upstairs, each boasting a walk-in closet. A versatile loft space and game room complete the home. This home includes a 2-bay garage and covered patio.

Property details

Beds
4
Baths
3.5
SqFt
3,923
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$271 / qtr

Features

  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,652/ month

Principal & interest
$3,905
Property tax (~0.90%)
$472
Homeowners insurance
$183
HOA dues
$90

Down payment

$31,528 down · $599,046 financed

Income to qualify (28% rule)

~$199,393 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.