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Black Mountain · Black Mountain, NC

39 Terry Estates Drive

Black Mountain, NC · 1,452 sqft

$435,000

Reduced from $525,000

  • 3Beds
  • 2.5Baths
  • 1,452SqFt
  • 2026Year
  • .14Lot
  • 41Days on market

About this home

An exciting opportunity to own a new house if your buyer's that want to live in Black Mountain! This home has it all! First it is new construction, built by longtime local legend Dan Friday of Noble Carpentry Inc. Noble Carpentry has a reputation for quality construction with an eye for detail. Standard 1 year builder warranty is included. Second, is the location, location, location. The house sits within 500 steps of the center of downtown Black Mountain. Black Mountain is a vibrant, happening town with unique shops and great restaurants, as well as arts, crafts and music to enjoy. Terry Estates Drive is a quiet side street for pleasant evenings at home too. Third, the zoning of this property allows for light commercial usage such as attorney's offices, accountants, home business, etc and STR's are allowed also. 3 bedrooms, 2 and 1/2 bathrooms with over 1450sf with crawlspace storage underneath. All of this can be your's for the unbelievable price of $450,000. Come on down!

Property details

Beds
3
Baths
2.5
SqFt
1,452
Lot
.14
Year built
2026
Type
Single Family
Days on market
41
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space, Other - See Remarks
Flooring
Vinyl, Other - See Remarks
View
Long Range, Year Round

Features

  • Breakfast Bar
  • Kitchen Island
  • Walk-In Closet(s)
  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,147/ month

Principal & interest
$2,694
Property tax (~0.90%)
$326
Homeowners insurance
$126
HOA dues

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$134,880 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.