Lincolnton · Lincolnton, NC
3892 Stoney Creek Drive
Lincolnton, NC · 1,492 sqft
$325,000
- 3Beds
- 2Baths
- 1,492SqFt
- 1997Year
- 1Days on market
About this home
Fresh updates and an open floor plan make this 3-bedroom, 2-bath home move-in ready. A spacious covered front porch welcomes you inside, where the living room features a cathedral ceiling, a propane line already in place for a future fireplace, and flows seamlessly into the kitchen and dining area, creating an inviting space for everyday living and entertaining. The kitchen features a breakfast bar, ample cabinet space, and overlooks the dining and living areas. The adjacent laundry room offers additional cabinetry. The primary bedroom offers two closets, including a walk-in, along with a generously sized primary bath featuring a walk-in shower and vanity. Recent improvements include a new roof, all new gutters, fresh interior paint, and new luxury vinyl plank flooring throughout. Step outside to the oversized deck with both covered and open areas, offering plenty of space to relax, grill, or entertain while overlooking the private, fenced backyard. Situated on over half an acre with no HOA, the property also includes a 12 x 10 storage shed, established flower gardens, an extended driveway with ample parking, and a two-car garage with plenty of shelving. Conveniently located in an established neighborhood just minutes from downtown Lincolnton, shopping, dining, schools, and major highways.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,492
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,318/ month
- Principal & interest
- $2,012
- Property tax (~0.78%)
- $211
- Homeowners insurance
- $94
- HOA dues
- —
Down payment
$16,250 down · $308,750 financed
Income to qualify (28% rule)
~$99,379 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


