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Lincolnton · Lincolnton, NC

389 Caprice Circle

Lincolnton, NC · 3,298 sqft

$495,000

  • 3Beds
  • 2.5Baths
  • 3,298SqFt
  • 1976Year
  • 120x218x65x196Lot

About this home

Welcome home to this well-maintained split-foyer in a well-established neighborhood just minutes from town! Offering three oversized bedrooms and a spacious, functional floor plan, this home is designed for comfortable living. The updated bathrooms add a fresh, modern touch, while the kitchen features granite countertops and stainless-steel appliances. The family room offers a cozy fireplace and the sunroom, complete with its own mini-split system (2026), provides year-round enjoyment while overlooking the in-ground pool. Recent updates include a new pool liner (2024) and pool filter (2025). Situated on a large lot with a storage building, there's plenty of space for outdoor entertaining, hobbies, and extra storage. For added peace of mind, the home has been pre-inspected.

Property details

Beds
3
Baths
2.5
SqFt
3,298
Lot
120x218x65x196
Year built
1976
Type
Single Family
Garage
2
Style
Other
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Other - See Remarks
Flooring
Hardwood, Tile

Features

  • Entrance Foyer
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,531/ month

Principal & interest
$3,065
Property tax (~0.78%)
$321
Homeowners insurance
$144
HOA dues

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$151,363 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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